Everest card
The Everest $500 pre-paid debit card is similar to other debit or credit cards but differs from them in the fact that it is a prepaid card. The STAR network brand, account number and expiry date can be seen on the front of the card. A magnetic stripe and a signature panel can be located on the back. When the recipient of the card uses it, the value of the purchase is automatically subtracted from the balance of the card.
Benefits
This card is a USA issued one. There is ATM access to funds on a 24 x 7 basis. It can be used worldwide along with PAYPAL to receive the funds. The expensive Check Cashing fees are not expensive. There is card to card transfer of funds with family and friends. This card has phone support and online and offline access. The card can be taken from job to job. There are direct deposit capabilities and the U.S. clients may raise card limits. These cards are easy to buy and no security deposits are required. Any employment verification is not needed and there is no need of any bank account. The account can be managed online and cheque-writing is totally eliminated. There are no late-payment fees and there is a convenient bill pay feature. This is a PIN based card for additional security. There are no more over-draft fees and low maintenance fees.
Enroll procedure
The personal information required is as follows – first name, middle name, last name, date of birth, address, city, state or region, zip or postal code, country, email address, country code, area code and phone number of the daytime, evening and cell phone number. There are two plans of One Everest card and Two Everest cards of which one has to be chosen. If the person selects to pay by check, then the name on account, bank name, account type, routing number and account number have to be entered. If the person selects to pay by credit card (Visa or MasterCard), then the name on card, type of card, credit card number, expiration date and CVV have to be entered in the form. In case the person selects to pay by eWalletPlus, the eWalletPlus username has to be chosen. The fourth option is that of SMS or text message. In this case, the mobile phone number has to be entered. The mobile phone number option is for users in the United Kingdom, Sweden, Norway, Netherlands, Ireland, Denmark and Belgium.
Card fees
As per the terms and conditions, there are fees for load fee using the direct deposit account, card to card transfer, domestic (USA) ATM decline, domestic (USA) ATM balance inquiry, domestic (USA) ATM withdrawal, domestic (USA) ATM withdrawal, domestic (USA) POS decline, domestic (United States of America) purchase / cash back, monthly maintenance fee per card account, the rate of the card load – International banks – IBAN via smsComet ACH and lost or replacement of a card fee, worldwide POS balance inquiry, worldwide POS decline, worldwide POS purchase /cash back, worldwide ATM balance inquiry fee and worldwide ATM cash withdrawal fee.