No Calling No Faxing Pay Day Loans
No calling, no faxing payday loans offer a speedy loan process free from any hassles. Individuals facing unexpected expenses or needing funds for a small purchase can apply for no faxing payday loans. The online application is safe, fax-free, and it is possible to procure instant cash in the bank account on the same day of application.
Advantages
No faxing payday loans can be obtained without any credit checks. Some people are worried about disclosing their personal information online. These people have to keep in mind that the information that is disclosed for no faxing payday loans is confidential and is retained within a safe network. The application for no faxing payday loan is very convenient and one can apply from the comfort of the house or office or a library. The only requirement is that there must be Internet access.
Application form
The application form requires the following information:
- First name, middle initial, and last name
- Address, state, ZIP code, and email
- Home phone and work phone
- Name of employer
- Whether direct deposit is required
- Primary source of income: employed, self-employed, pension, disability or social security , fixed income, no job and no fixed income
- Monthly take-home pay
- Date of next payday
- Paycheck schedule: weekly, bi-weekly, monthly, 1st and 15th, 15th and last, 5th and 20th, 7th and 22nd, 10th and 25th
- Number of years and months of employment
- US citizenship and age above 18 years
- Type of bank account
Variation
Different lending services have different terms and conditions for each state. For instance, a particular lending service may have a maximum lending amount of $250 for one state while for another it may be $500. The annual percentage rate varies accordingly.
Loan application
The requirements for loan approval are:
- Email address
- Active checking account
- Constant source of income
- Minimum age of 18 years
- US citizenship
After approval, the loan is electronically credited the next business day. Approvals from Monday to Thursday deposit Tuesday to Friday, respectively. Friday approvals deposit Monday. Weekend approvals deposit Tuesday. With no faxing payday loans, there is 24/7 online account access to check your balance anytime.